Compare And Apply For A Guaranteed Bank Account

Below are some of the companies that provide bank accounts for people with bad credit in the UK that you may wish to look into. They all provide a no credit check bank account meaning that it is usually quick to apply and open one which can often be done online. As part of your due diligence you may also wish to look at each of the companies websites for more detailed information.

« Swipe or Scroll Table Left & Right »

  • Credit Check Undertaken?
  • Application Fee
  • Monthly Fee
  • UK ATM Fees
  • Debit Card
  • Direct Debits
  • Standing Orders
  • Pay in Salary/Benefits etc
  • Online Banking
  • Other Benefits
  • Card One Banking
  • No
  • No
  • £12.50 (£17.50 for joint account)
  • £1.50 ATM UK
    Withdrawal Fee
  • Prepaid Debit Mastercard
  • Yes
  • Yes
  • Yes
  • Yes
  • One-to-one Account Manager
  • card one banking current account review
  • Apply for This Bank Account
  • Eccount Money
  • No
  • £12.50
  • £12.50
  • £0.50 ATM UK
    Withdrawal Fee
  • Prepaid Visa Card
  • No
  • Yes
  • Yes
  • Yes
  • Cash-back rewards
  • eccount money current account review
  • Apply for This Bank Account
  • Cash Plus
  • No
  • £5.95
  • £9.95 (Deluxe Account)
  • Free ATM withdrawals in UK (Deluxe Account)
  • Prepaid Mastercard
  • Yes
  • Yes
  • Yes
  • Yes
  • Cashback rewards and Free Purchase Protection
  • cash plus account review
  • Apply for This Bank Account
  • icount-account-logo
  • No
  • £4.95
  • £9.95 – Pay Monthly option
  • £0.50 ATM UK
    Withdrawal Fee – Pay Monthly option
  • Prepaid Mastercard
  • Yes
  • Yes
  • Yes
  • Yes
  • Cashback Rewards scheme
  • icount current account review
  • Apply for This Bank Account
  • u-account-logo
  • No
  • No
  • £0.00, £5.00 or £10.00 (Three Price Plans)
  • £1.00, £0.50 or £0.00 ATM UK
    Withdrawal Fee – depends on price plan
  • Prepaid Contactless Debit MasterCard
  • Yes
  • Yes
  • Yes
  • Yes
  • U Points
  • u account review
  • Apply for This Bank Account

« Swipe or Scroll Table Left & Right »

(The above fees are correct as at 7th September 2016. Other fees may apply. Please check the individual companies websites prior to applying.)

If you are looking into guaranteed bank accounts for bad credit then you will be pleased to read that the above are actually current accounts with each providing a debit card of some kind.

No credit checks are carried out on you by any of these companies. Therefore, if you have got a poor credit rating perhaps due to getting into arrears with your mortgage or defaulting on a credit card or loan, one of the above may be the solution to sorting out your banking needs. For instance, you can have your wages, pension or benefits paid into the account and use it to pay regular bills by direct debit or standing order. A pre-paid debit card enables you to make purchases in shops, over the phone or online and make cash withdrawals at cash machines.

Some of these current accounts for bad credit require you to pay an application fee and most will involve paying a monthly administration fee. Some provide access to the likes of a personal banking manager who can provide guidance about your account.

You can often open a bank account online with bad credit.The application process is quick and simple with identification and address verification often being completed electronically.

If you are considering applying for a credit card and have an adverse credit history then you may wish to read one or more of our reviews of some of the providers of credit cards for people with bad credit.

Please read the terms and conditions on the above companies websites before applying for one of their bank accounts for people with bad credit as well as reading about how these accounts operate and what services they provide you with.